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What "other plastic" take abroad?

May 10 2007

One of the main components of any trip - money. And the main question that arises in this connection: where and how to store them? It would be reasonable to divide all the holiday into two parts. Put on a big bank account and to get a plastic card. Less - to bring. In this case, the best pre-change a few large bills, not to show them on the road and do not attract the attention of intruders.

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When choosing a plastic card, we must remember that there are several types. For example, the most common credit card - this card standard Cirrus Maestro or VISA Electron. Pros: very cheap service, you no down payment and Captive balance. How much money do you have on your account is, so much and can withdraw if they wish at any ATM. Cons: abroad, these cards are accepted not all retail outlets.

For travel abroad, experts recommend take VISA Classis and Eurocard / Mastercard Mass - the best payment cards for the middle class. Typically, the initial payment is quite posilen and minimum balance is either absent or merely symbolic. Rates for service are low. Such cards are advantageous to use non-cash transactions, as when withdrawing cash from an ATM of another bank with you to take a large percentage of the commission. Accepted at all retail outlets are used to pay for Internet, phone, etc.

For people who want to emphasize its status as a successful person, are VISA Gold card and Eurocard / Mastercard Gold. This is a normal credit card (that is, give the right to spend more than it is on the account, followed by maturing in 2 weeks or a month). Pros: accepted everywhere and always, in case of loss of overseas owners can get cash in the bank up to 5,000 dollars (of course, on the advice of your bank). Less (if you are negative): the account will freeze, ie, to keep as a minimum balance, a large sum of money.

The main drawback of all types of cards that when withdrawing cash from an ATM of another bank, you pay a certain percentage (an average of $ 1-2). Naturally, a native ATM, cashing out is free of charge.

Oleg Adamowicz


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